Maytif CMS Limited

A Financial Institution Built By Its Members

Maytif helps professionals and entrepreneurs save, invest and access credit through a structure its own members govern.

Modern institutional architecture
Institutional ambitionBuilt deliberately. Governed responsibly.
4
Product Layers
11+
Products & Instruments
3
Governing Committees
Our Institutional Purpose

Built with a clear direction and a defined standard of conduct.

Maytif's purpose connects long-term institutional ambition with the principles that guide everyday decisions, member service and financial stewardship.

01 Vision

To grow from a member-owned cooperative into a fully licensed financial institution, built on financial discipline, transparency, and technology-enabled member service, progressing steadily toward full banking licensure.

02 Mission

To become one of the most trusted community-driven financial institutions, evolving from a member-owned cooperative into a licensed bank that delivers accessible savings, credit, and investment solutions to underserved individuals and small businesses.

Core Values

The principles behind every decision.

01

Integrity

We do what we say, and we can prove it. Every transaction is honest, recorded, and open to scrutiny.

02

Member-Centricity

Our members are the reason we exist. Every decision is weighed against their financial wellbeing first.

03

Transparency & Accountability

We operate in the open. Clear reporting, clear numbers, no fine print that surprises anyone later.

04

Discipline & Compliance

We build on policy, not improvisation. What we commit to, we document, and we uphold.

05

Innovation

We use technology to remove friction and build trust, not to add complexity where none is needed.

06

Financial Inclusion

We exist for those the financial system has overlooked, not only for those it already serves.

The Ecosystem

One ecosystem, four layers

Saving builds standing. Standing unlocks funding. Funding compounds into investment and protection.

Maytif Save
Structured savings
Maytif Fund
Credit and working capital
Maytif Invest
Pooled investment access
Maytif Life
Protection and retirement

View the Full Ecosystem →

Why Maytif Is Different

Community ownership. Institutional discipline.

Traditional CooperativeCommercial BankMaytif
OwnershipCommunityShareholdersMembers, under formal governance
Core OfferSavingsBankingSavings, credit and investment
OperationsManualDigitalMoving toward a digital platform
The Maytif Journey

A defined path toward a licensed institution

Foundation

Cooperative Foundation

Structured savings, credit and investment, governed by committee.

Digital Infrastructure

Technology Platform

A member dashboard and self-service credit.

Licensing Readiness

Licensed Microfinance Bank

Licensing under the CBN microfinance framework.

Regional Growth

Regional Institution

A broader footprint and product range.

Governance

No individual can move member funds alone

Every decision runs through a defined committee, dual authorisation and periodic audit.

Visit the Governance Centre →

Membership is open to those ready to save with discipline

Applicants must be at least 18 years old and committed to saving consistently. Registration takes a few minutes.